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MEDICARE SUPPLEMENTS VS MEDICARE ADVANTAGE PLANS |
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Insurance plans for Individuals, Families and Small Groups |
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Laura Tenney Insurance Services |
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These plans work very differently. In general you will have much lower premiums with the Medicare Advantage Plans in exchange for more out of pocket exposure. Some circumstances to consider when determining which type of plan would work best for you are:
· Do you have extensive drug costs? · Are you likely to have a lot of medical expenses each year? · Do you like to stay within a network of doctors and hospitals or do you prefer to go to any doctor who accepts Medicare? · Could you medically qualify for a Medicare Supplement or are you in your guaranteed issue window?
Please see the online 2008 Choosing a Medigap Policy Book; “A Guide to Health Insurance for people with Medicare”.
Please contact me to go over your specific situation and needs and I will offer advice and solutions.
Office: (775) 782-8853 (530) 541-8853 Fax: (775) 782-5203 |